Financial services
The only major cost center your regulator can’t see โ until now.
Banks, insurers, and asset managers face the most scrutinized technology estate in any industry โ and the ERP still only sees the invoice. Ternary delivers the attribution and audit-trail rigor that financial services CFOs and Chief Risk Officers demand.
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Purpose-built for financial services
Regulatory pressure, M&A activity, and AI adoption are creating unprecedented technology spend complexity. Ternary brings the same rigor Finance applies to capital and headcount.
Regulatory audit trails
Every technology investment decision captured against OCC, FFIEC, SOX, and DORA requirements โ without manual evidence gathering at audit time.
Risk-weighted technology governance
Tie every technology investment to risk models and capital allocation. Know the true cost of compliance infrastructure as a line item, not a guess.
Fourth-party concentration reporting
Real-time visibility into ICT service providers with spend-weighted criticality scoring. DORA-ready reporting out of the box.
M&A technology due diligence
Full technology estate assessment in days, not months. Cloud, AI, SaaS, and on-premise decomposed against the target’s chart of accounts.
Cost-to-outcome gap
“Where the insight is missing is to really understand the gross margin equation โ what’s driving margin falling outside of target. Is it customer behavior, inefficient engineering, needy customers? We want to look at this from a customer and product profitability lens.”
Sr. Manager, Cloud Infrastructure FP&A
Enterprise SaaS
Trusted by leading institutions
Top-10 global banks, insurance carriers, and asset managers rely on Ternary to govern billions in technology spend.
SOX compliant
DORA ready
OCC-aligned
SOC 2 Type II
ISO 27001
Ready to govern your full technology estate?
Talk to a Ternary team member who works with Finance leaders every day โ or book a technical demo for your FinOps team.
Attending Gartner Finance Symposium? Reserve a meeting.
Finance-first data model
Judgment infrastructure
SAP ยท Oracle ยท Workday integration
Token-level AI attribution
Vendor lock-in avoidance