Financial services
The only major cost center your regulator can’t see – until now.
Banks, insurers, and asset managers carry more technology scrutiny than any other industry, and the ERP still only sees the invoice. Ternary delivers the attribution and audit-trail rigor that financial services CFOs and Chief Risk Officers expect.
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Built for financial services
Regulatory pressure, M&A activity, and AI adoption keep piling complexity onto the technology estate. Ternary brings the discipline Finance already applies to capital and headcount.
Regulatory audit trails
Every technology investment decision captured against OCC, FFIEC, SOX, and DORA requirements, without the manual evidence scramble at audit time.
Risk-weighted technology governance
Tie technology investment to risk models and capital allocation. Know the cost of compliance infrastructure as a line item, not a guess.
Fourth-party concentration reporting
Real-time visibility into ICT service providers with spend-weighted criticality scoring. DORA-ready reporting out of the box.
M&A technology due diligence
Full technology estate assessment in days, not months. Cloud, AI, SaaS, and on-premise decomposed against the target’s chart of accounts.
Cost-to-outcome gap
“Where the insight is missing is to really understand the gross margin equation, what’s driving margin falling outside of target. Is it customer behavior, inefficient engineering, needy customers? We want to look at this from a customer and product profitability lens.”
Sr. Manager, Cloud Infrastructure FP&A
Enterprise SaaS
Trusted by leading institutions
Top-10 global banks, insurance carriers, and asset managers rely on Ternary to govern billions in technology spend.
SOX compliant
DORA ready
OCC-aligned
SOC 2 Type II
ISO 27001
Ready to govern your full technology estate?
Experience Technology Investment Intelligence in minutes. Query our pre-loaded enterprise sample ledger directly inside Claude, ChatGPT, or your LLM – or speak with our team about connecting your live multi-cloud estate.
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Finance-first data model
Judgment infrastructure
SAP · Oracle · Workday integration
Token-level AI attribution
Vendor lock-in avoidance